Financing

From our convenient financing programs to collecting valuable Sears Club points the many benefits you gain with a Sears Card can help you make your home floor covering purchase sooner and more affordable.

For a minimal fee, on approved credit and only with your Sears Card, several financing programs are available for you to choose from All deferral fees, applicable taxes and charges are payable at the time of purchase. Ask details in store.

Deferral Program

Six month and one year deferral plans are available where you make no payments and pay no interest for the selected time of deferral. Payment in full is due on the billing date at the end of the "no payment" period. Any unpaid portion will attract credit charges commencing on the billing date for such unpaid portions. These financing options are available on advertised carpet only.

Installment Billing Programs

You have the option to pay in 12 or 24 equal monthly installments. The 12 and 24 month plans are interest free, however, when billed, any unpaid portion of your Sears account balance will attract credit charges commencing on the billing date for such unpaid portion. Like the deferral programs, the installment billing programs are only available on advertised carpet.